Loading...

Privacy Policy

Thank you for exploring the Central Insurance Quote™ platform found at www.centralinsurancequote.com (the "Website"). At Central Insurance Quote™, we prioritize the protection of your personally identifiable information ("PII") and are committed to maintaining your privacy. To ensure transparency, we present this Central Insurance Quote™ Privacy Policy ("Privacy Policy") which outlines our online information practices and the choices available to you regarding the use of your PII. By accessing the Website or registering on it to access the viewable Content and Links provided by Central Insurance Quote™ (collectively referred to as the "Central Insurance Quote™ Offerings"), you acknowledge and agree to abide by this Privacy Policy in its entirety. Please note that any capitalized terms not defined herein can be found in the Central Insurance Quote™ Terms and Conditions ("Terms and Conditions"). If you do not consent to this Privacy Policy in its entirety, your use of the Central Insurance Quote™ Offerings is unauthorized.

Understanding Your California Privacy Rights

If you reside in California and wish to inquire about the sharing of your "personal information" (as defined in the Shine the Light Law, Cal. Civ. Code § 1798.83) with third parties, including the categories of personal information shared in the previous year, as well as the names and addresses of those third parties, kindly reach out to us via email at info@centralinsurancequote.com. We will be happy to provide you with the requested information.

If you are a resident of California and would like to opt-out of the disclosure of your personal information to third parties for marketing purposes, please contact us at info@centralinsurancequote.com. Please note that even if you choose to opt-out, you may still receive certain offers directly from us as permitted by applicable law.

Personally Identifiable Information (PII) Collected

We gather personally identifiable information (PII) when you register or sign up for access to the Central Insurance Quote™ Offerings on our Website. The PII we may ask for includes, but is not limited to, your email address and any other information specified on the respective form. Additionally, if you agree to the terms of this Privacy Policy but do not complete the registration process, we may still collect your PII.

Non-Personally Identifiable Information (Non-PII) Collected

During your visits to our Website, we may collect certain Non-Personally Identifiable Information ("Non-PII") about you. This information may include details such as the type of browser you are using (e.g., Internet Explorer, Safari, Chrome), the operating system you use (e.g., Windows or iOS), and the domain name of your Internet service provider (e.g., Yahoo). The purpose of collecting this Non-PII is to enhance the design and content of the Central Insurance Quote™ Offerings and personalize your Internet experience. Additionally, we may analyze this information in aggregate to understand and improve the usage of the Central Insurance Quote™ Offerings.

Cookies

When you visit our Website, we may use Cookies to assign an anonymous and unique identifier to your computer or device. Cookies are small data files stored on your hard drive that contain non-personally identifiable information. They provide several benefits to enhance your experience on the Website. If you'd like to learn more about Cookies, you can visit www.cookiecentral.com. We utilize Cookies to improve the quality of the Central Insurance Quote™ Offerings. This includes storing user preferences, enhancing ad selection, and tracking Website-user trends such as pages visited and duration of stay on the Website. Most Internet browsers are initially set to accept Cookies, but you have the option to reset your browser to refuse all Cookies or to receive a notification when a Cookie is being sent. You can follow the instructions provided by your Internet browser to disable or reject specific Cookies. Please note that even if you choose to reject Cookies, you can still access and use the Central Insurance Quote™ Offerings. However, disabling Cookies may impact certain functions and render them inoperable. It's important to know that we reserve the right to retain Cookie data indefinitely.s

Tracking Behavior: Balancing Personalization and Privacy

We want to clarify that neither Company nor any third party uses Cookies, pixels, or other tracking technology on the Website to track end-user activities once they have left the Website. Our focus is on providing a safe and secure browsing experience while you are actively using our Website.

Use and Sharing of Personally Identifiable Information (PII)

By submitting your PII through the Central Insurance Quote™ Offerings, you acknowledge and agree that we may share, sell, rent, lease, or otherwise provide your PII to third parties for purposes permitted by law. We may collaborate with other businesses to bring retail opportunities to our users. These businesses and third parties may include providers of direct marketing services and applications, e-mail marketers, telemarketers (where permitted by law), and direct marketers. Additionally, we may use your PII to send you promotional messages about Company products and services, as well as third-party products and services that we believe may be of interest to you.

In order to carry out certain functions on our behalf, we may engage other companies and individuals. These functions may include sending direct and electronic mail, removing duplicate information from user lists, analyzing data, and providing marketing analysis. The agents who perform these limited functions on our behalf may have access to user PII as necessary to fulfill these functions, but they are not allowed to use the user PII for any other purposes.

We may utilize your PII for customer service purposes, including providing requested information, personalizing your experience with the Central Insurance Quote™ Offerings, and contacting you when necessary regarding your use of the Central Insurance Quote™ Offerings. Additionally, we may use your PII for internal business purposes, such as analyzing and managing our business operations, including the Central Insurance Quote™ Offerings. We may also combine the PII we have collected about you with information obtained from other sources.

By providing your PII through the Central Insurance Quote™ Offerings, you acknowledge and agree that your action may be considered an inquiry and/or application under the Amended Telemarketing Sales Rule (16 CFR §310 et seq.), as amended from time to time (the "Rule"), as well as relevant state do-not-call regulations. Therefore, even if your telephone number is listed on the Federal Trade Commission's Do-Not-Call List or state do-not-call lists, we reserve the right to contact you via telemarketing in compliance with the Rule and applicable state do-not-call regulations.

If you provide "prior express written consent" as defined by the Telephone Consumer Protection Act (47 USC § 227) and its implementing regulations (47 CFR § 64.1200), you agree to receive telephone calls, including artificial voice calls, pre-recorded messages, and/or calls (including SMS text messages) delivered via automated technology to the telephone number(s) you provided. Please note that giving this consent is not mandatory to access the Central Insurance Quote™ Offerings, and it simply allows the Company to contact you using these methods. Additionally, you agree that we may share, sell, rent, lease, and/or distribute your mobile telephone and other mobile data to any third party for non-marketing purposes permitted by this Privacy Policy and applicable law.

We retain the right to disclose your current or past PII under certain circumstances, including: (i) If we believe that the Central Insurance Quote™ Offerings are being or have been used in violation of the Terms and Conditions or to engage in unlawful activities. (ii) If the information is subpoenaed. However, if permitted by applicable law, we will provide you with email notice and an opportunity to challenge the subpoena before disclosing any PII. (iii) If we are sold, merge with a third party, are acquired, or become subject to bankruptcy proceedings. In such cases, if Company is involved in any of these events, you will be notified via email and/or a prominent notice on the Website regarding any changes in ownership or use of your PII. You will also be informed of any choices you may have regarding your PII.

By using the Central Insurance Quote™ Offerings, you are consenting to the disclosure of any records or communications to third parties as deemed appropriate by us, at our sole discretion. This may include sharing your email address with third parties for suppression purposes, in compliance with applicable laws, including the CAN-SPAM Act of 2003. It's important to note that certain courts, such as U.S. Bankruptcy Courts, may have the authority to allow the sharing or transfer of PII to third parties without explicit permission under specific circumstances.

Navigating Third Party Links

The Website and other Central Insurance Quote™ Offerings may include links to websites owned or operated by governmental entities and third-party advertisers, referred to as "Third Party Websites." Please note that these Third Party Websites have their own privacy policies and data collection practices that are separate from Company's responsibility or liability. We strongly encourage you to exercise caution and review the privacy policies of any website you visit, as this Privacy Policy solely applies to information collected by Company.

Security

We take the protection of our users' personally identifiable information (PII) seriously and make every effort to safeguard and secure it. Whether the information is provided to us online or offline (if applicable), we have implemented measures to ensure its protection.

We have implemented strict access controls to ensure that your personally identifiable information (PII) remains confidential and is not accessible to the public. Your PII is securely restricted within our offices and the offices of our trusted third-party service providers. Only employees or authorized third-party agents who require access to your PII for specific job purposes are granted permission to do so. We maintain a dedicated team of employees who are committed to upholding the security and privacy of your information. Any employee found to be in violation of our policies regarding PII is subject to appropriate disciplinary measures. The servers where we store PII are located in a secure physical environment, and we have implemented security measures to protect against loss, misuse, and unauthorized changes to your PII.

We understand the importance of protecting your personally identifiable information (PII) and take reasonable precautions to ensure its security. However, it's important to acknowledge that no storage facility, technology, software, security protocols, or data transmission over the internet or wireless networks can be guaranteed to be 100% secure. Despite our best efforts, computer hackers may potentially bypass our security measures and gain access to certain parts of your PII. Additionally, technological issues, bugs, errors, and glitches could lead to unintentional disclosures of your PII. It's important to note that any attempt to breach the security of our network, servers, databases, or other hardware or software is considered a criminal offense.

While we strive to maintain the highest level of security, we cannot provide an absolute guarantee regarding the security of your PII. Any transmission of data through the Website, other Central Insurance Quote™ Offerings, or the internet/wireless networks is done at your own risk. In the event that we become aware of an information security breach concerning your PII, we will comply with applicable federal and state laws by notifying you and relevant regulatory agencies. Such notification will be sent to you via email; however, please understand that the timing of the notification may be delayed to address law enforcement needs, assess network damage, and implement necessary remedial measures.

Protecting Minors

We understand the importance of protecting the privacy of children online. We do not knowingly collect any personally identifiable information (PII) from individuals under the age of eighteen (18). If we become aware that we have inadvertently collected PII from a minor, we will promptly delete that information from our database. We encourage parents and guardians to actively engage in their children's online activities, monitor their interactions, and spend time together online. By doing so, we can create a safer and more enjoyable online environment for children.

Opting-Out/Unsubscribe:

We are committed to providing you with access to your personally identifiable information (PII) and giving you the ability to modify or remove that information if requested. To inquire about the PII we have on file for you or to request any modifications or removals, please send your request via certified mail to the following address: info@centralinsurancequote.com. To ensure the security and privacy of our users, we may ask you to verify your identity and provide specific details regarding the information you would like to access, correct, or remove. We reserve the right to decline requests that are unreasonably repetitive, require disproportionate technical effort, jeopardize the privacy of others, or are impractical to fulfill (such as requests for information stored on backup tapes). We are dedicated to addressing your requests promptly and in compliance with applicable laws and regulations.

We understand your concern regarding the deletion of your personally identifiable information (PII). Please note that when you request the deletion of your PII, it may take some time for residual copies of your information to be removed from our active servers and backup systems. Furthermore, it's important to note that the deletion of your PII from our systems will not automatically delete any information that may have already been shared with third parties in accordance with this Privacy Policy. To change your preferences regarding the use of your PII by third parties, you will need to directly contact those third parties and communicate your preferences to them.

Changes to this Privacy Policy

We appreciate your understanding of our policy regarding changes or updates to this Privacy Policy. We reserve the right to modify or update this Privacy Policy at any time, and such changes will be effective immediately upon posting a clear and conspicuous notice on the Website. If there are significant changes to the way we handle your personally identifiable information (PII), we will notify you by sending the modified policy to your email address or through other reasonable means in accordance with applicable state and federal laws. You will have the choice to opt out and discontinue the use of your PII in the new manner. We recommend checking the Website periodically to stay informed about any changes to this Privacy Policy. If you do not agree with the modified Privacy Policy, please exercise your right to opt out from receiving future communications from us as outlined in the "Opting-Out/Unsubscribe" section above. By continuing to use the Central Insurance Quote™ Offerings and providing your PII after the posting of any changes to this Privacy Policy, you acknowledge and accept the modified Privacy Policy.

Contact Us

If you have any questions, concerns, or would like further information about our privacy practices and this Privacy Policy, please feel free to reach out to us at info@centralinsurancequote.com. Our team will be happy to assist you and provide the information you need.